Kelly McGrath is a Retirement Wealth Advisor at IronOak Wealth, specializing in retirement plan design, executive benefit strategies, and fiduciary oversight for privately held businesses and professional practices. With over 19 years of experience in financial services, she brings a consultative, data-driven approach that helps business owners and executives align their retirement, tax, and compensation strategies for long-term success.
Kelly McGrath
Retirement Consultant, Wealth Advisor
Kelly collaborates closely with plan sponsors, CPAs, and third-party administrators to build and maintain efficient qualified plan structures—from 401(k) and cash balance plans to non-qualified deferred compensation programs. Her work emphasizes clarity, compliance, and measurable value—ensuring each client’s retirement framework integrates seamlessly with their broader financial and business objectives.
Kelly began her career at Merrill Lynch before advancing into management and consulting roles with IMCOM-Europe and other institutional organizations. She holds a Bachelor of Arts in Business Administration from Saint Leo University and an MBA from the University of Maryland.
Core Areas of Focus:
- Qualified and non-qualified retirement plan design and benchmarking
- Cash balance and defined benefit plan implementation
- Executive compensation and retention program development
- Fiduciary governance, fee analysis, and plan performance oversight
- Business owner retirement and succession coordination
- Participant education, engagement, and outcome optimization
Recognized for her expertise and leadership, Kelly was nominated as one of the Top Women Retirement Advisors in 2017. She is known among her clients for her accessibility, integrity, and commitment to long-term relationships built on trust and results.
Outside the office, Kelly and her husband live an active life focused on travel, wellness, and community involvement. She is passionate about mentoring women in finance and giving back through local charitable initiatives.
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We are committed to the security and growth of your investments, retirement plans, business goals, and personal finances, empowering you to achieve financial success with confidence.
100
+
Years of Combined Experience
22
+
Years of Providing Innovative Investment Solutions
14
+
Years Specializing in Company Retirement Plans
Team Devoted to Your Future
More than 100 years of combined experience
Our advisory team is dedicated to helping families, business owners, and executives preserve, grow, and transfer wealth with confidence. Each member of IronOak Wealth brings specialized expertise—spanning investment management, retirement planning, tax strategy, and estate coordination—ensuring every client benefits from a comprehensive and collaborative approach.
We believe true value is built through clarity, coordination, and trust. Our diverse team works together seamlessly to deliver the personalized attention and fiduciary guidance every client deserves.
