Terms of Service & Legal Disclosures

Effective Date: 17 FEB 2026
Last Updated: 17 FEB 2026

Welcome to IronOak Wealth LLC.  By accessing or using www.ironoakwealth.com (the “Website”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree, do not use this Website.

1. Informational Use Only – No Client Relationship

The content on this Website is provided for general informational purposes only.

• Nothing on this Website constitutes investment advice, tax advice, legal advice, or a solicitation to buy or sell any security.
• Your use of this Website does not create an advisory, fiduciary, or client relationship between you and IronOak.
• Advisory services are provided only pursuant to a written advisory agreement.

2. Regulatory Disclosure

IronOak Wealth LLC is a Registered Investment Adviser. Registration does not imply a certain level of skill or training.

Investment advisory services are offered only in jurisdictions where IronOak is properly registered or exempt from registration.

3. No Guarantee of Results

All investments involve risk, including possible loss of principal.

• Past performance does not guarantee future results.
• Hypothetical, model, projected, or back-tested results (if shown) are for illustrative purposes only.
• Economic conditions, tax laws, and market environments may change.

You are solely responsible for evaluating any information provided and determining whether it is appropriate for your circumstances.

4. Intellectual Property

All Website content—including text, design, graphics, logos, frameworks, portfolio methodologies, downloadable materials, and branding—is the property of IronOak Wealth LLC unless otherwise noted.

You may:

• View and print materials for personal, non-commercial use.

You may not:

• Reproduce, distribute, modify, create derivative works from, or commercially exploit Website content without written permission.

Unauthorized use may violate intellectual property laws.

5. Acceptable Use

By using this Website, you agree that you will not:

• Use the Website for unlawful purposes
• Attempt to gain unauthorized access to systems or data
• Introduce malicious code or disrupt functionality
• Misrepresent your identity
• Use content in a misleading or deceptive manner

We reserve the right to restrict or terminate access to users who violate these Terms.

6. Third-Party Links

This Website may contain links to third-party websites.

IronOak:

• Does not control third-party sites
• Is not responsible for their content, security, or privacy practices
• Does not endorse or guarantee information provided by third parties

Access to external sites is at your own risk.

7. Electronic Communications

If you submit information through contact forms or email:

• Submission does not establish a client relationship.
• Do not submit sensitive personal information (e.g., Social Security numbers, account numbers) through unsecured channels.

IronOak is not responsible for security breaches outside its control.

8. Limitation of Liability

To the fullest extent permitted by law:

IronOak Wealth LLC shall not be liable for:

• Any direct, indirect, incidental, consequential, or special damages
• Loss of profits, data, or business opportunity
• Reliance on Website content

Your use of the Website is at your own risk.

9. Indemnification

You agree to indemnify and hold harmless IronOak Wealth LLC, its owners, employees, affiliates, and representatives from any claims, losses, or damages arising out of your misuse of the Website or violation of these Terms.

10. No Warranties

This Website is provided “as is” and “as available.”

We make no warranties, express or implied, including:

• Merchantability
• Fitness for a particular purpose
• Accuracy or completeness of content
• Continuous, uninterrupted access

11. Modifications

IronOak reserves the right to modify these Terms at any time. Updates will be posted on this page with a revised “Last Updated” date.

Your continued use of the Website constitutes acceptance of revised Terms.

12. Governing Law

These Terms are governed by the laws of the State of Texas without regard to conflict of law principles.

Any disputes arising from Website use shall be resolved in the appropriate state or federal courts located in Texas.

13. Contact Information

IronOak Wealth LLC
1405 Arrow Point Dr. Suite 1004
Cedar Park, TX 78613
(737) 271-9421
info@ironoakwealth.com

All written content on this site is for information purposes only. Opinions expressed herein are solely those of IronOak Wealth LLC and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation. Advisory services are offered by IronOak Wealth LLC a Registered Investment Advisor in the State of Texas. Insurance products and services are offered through IronOak Partners LLC, an affiliated company.

The presence of this website shall in no way be construed or interpreted as a solicitation to sell or offer to sell advisory services to any residents of any State other than the State of Texas or where otherwise legally permitted. All written content is for information purposes only. It is not intended to provide any tax or legal advice or provide the basis for any financial decisions.

Images and photographs are included for the sole purpose of visually enhancing the website. None of them are photographs of current or former Clients. They should not be construed as an endorsement or testimonial from any of the persons in the photograph.

Links to Other Sites

The inclusion of any link is not an endorsement of any products or services by IronOak Wealth LLC. All links have been provided only as a convenience. These include links to websites operated by other government agencies, nonprofit organizations and private businesses. When you use one of these links, you are no longer on this site and this Privacy Notice will not apply. When you link to another website, you are subject to the privacy of that new site.